Pros and cons of consolidating bills

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The enrolment fee may be refunded to you, in portion or in full, when your newborn enrols becomes a qualified student.

In particular, you mentioned that you paid for your spouse’s medical insurance, which does not necessarily mean you are the guarantor of your spouse’s medical bills.You will also pay depository charges, administration fees, trustee fees, custodian fess and investment fees.These fees alone (excluding the enrolment fee) add up to more than 0.60% of total assets. When a contributor withdraws from a group plan, only the initial investment (less enrolment fee) is returned.What should I do if I have already enrolled in a Group RESP?It makes no sense to stop contributing to a scholarship plan because only your contributions less fees are returned to you.

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